An SMSF Home Loan is a sophisticated financing solution designed to allow you to use the funds in your self-managed super fund (SMSF) to invest in a wide range of residential, commercial, and rural properties. This innovative loan option provides you with the opportunity to leverage your retirement savings to generate additional income and grow your wealth.
The SMSF Home Loan is a smart investment choice for those looking to diversify their retirement portfolio and secure their financial future. Whether you’re a seasoned investor or just starting out, the SMSF Home Loan is a flexible and secure way to grow your wealth.
At Ascend, we are dedicated to providing our clients with a comprehensive selection of financial solutions for their asset and equipment purchases. From loans and leases to hire-to-purchase programs, we will assist you in finding the most suitable financing option for your needs.
For small business owners, self-employed clients, and contractors, an asset finance loan can be the ideal solution for purchasing the equipment necessary for the operation and growth of their business, such as work vehicles.
Access a range of lending products and services from select lenders that cater to professionals in the medical, accounting, and legal industries. A professional home loan is a mortgage solution specifically designed for individuals working in high-earning, stable occupations. It’s not a specific type of loan, but rather a set of favourable terms and discounts not available on standard home loans.
The benefits offered by these loans can vary by lender, but some common advantages include waived Lenders Mortgage Insurance for loans with high Loan to Value Ratios, discounted interest rates on both fixed and variable home loans, and reduced fees compared to standard home loans.
The Australian dream of owning a new home can often be daunting due to the complexities of building from scratch. For those seeking an alternative, house and land packages present a convenient solution.
A house and land package loan is comprised of two parts: the loan for the land and the loan for the construction of the home. The land loan is similar to a traditional home loan and the amount you can borrow is usually up to 95% of the land’s value.
The second component of the loan covers the cost of building the home. Learn more about your eligibility and explore house and land package loan options by reaching out to us today.
A bridging loan may be a good option when you’ve found your new home but haven’t yet sold your old one. This loan is a short-term solution, typically up to 12 months, that is repaid when your current property is sold. The loan amount is determined by the equity in your existing home. Bridging loans provide a convenient solution for those seeking to upgrade or downsize without having to sell their home first or finding temporary housing during the search for their new home. This loan creates a financial “bridge” that enables homeowners to smoothly transition between purchasing and selling properties.
